Employees injured in auto accidents during employment-related customarily have three protections:
*Workers’ compensation benefits. Workers’ compensation benefits, such as wage-loss coverage, often face insurance-company-imposed limitations, so check with human relations specialists. Consult an attorney experienced with workers’ compensation for counsel.
*Personal liability insurance coverage. Be sure you liability and UM/UIM coverages are adequate.
*Personal injury claims against at-fault drivers. Contact an attorney for counsel.

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