If you become permanently unable to do the job you were doing prior to an injury or unable to do any work at all you may be eligible to receive long-term or lump sum benefits. The amount of the payment you may be entitled to receive varies greatly with the nature and extent of your injuries. If you are permanently unable to return to work, you may qualify for social security disability benefits. Social security will, over the long run, provide more benefits than worker's compensation but be forewarned that these benefits are hard to get. They are reserved for seriously injured workers. To qualify you must be prevented from doing any substantial, gainful work and the injury must be expected to last at least twelve months or to result in death. If you think you may meet these requirements, contact your local social security office. If you think you may have a permanent work disability, contact your local worker's compensation office as soon as possible as these benefits are rather complex and may take a while to process.

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